We Work Hard & Aim to Please

"Nate was awesome to work with he did all the hard paperwork part that I would have never figured out. I appreciate how quickly he responded to my emails and texts. Thanks, we love our new home!"
Joanna S. from Mechanicville, NY
Duane’s ethics are beyond reproach. I would strongly recommend him in any business relationship.
Bryon from Rochester, NY
Working with Nathan to purchase my home was amazing. He and his team took so much of the work involved in buying a house out of my hands. Nathan’s knowledge of the Mortgage process was extensive. He provided me with options I never knew I had with loans and lenders. I learned so much during this process. Nathan and the entire staff are amazing to work with, always upbeat and reassuring during the loan and closing process since there are lots of bumps in the path to home ownership. I highly recommend Nathan for your home buying needs.
Jules from Town of East Greenbush, NY
Reliable! Professional! The most important thing is great customer Service. You add value to people. You will always be like family to me. Thank you and your entire staff for making this possible!
Sandra B. from Town of Colonie, NY
My Fiancé and I had the privilege of working with Nathan while purchasing our first home. Nathan was always available to answer any questions we had, and was always quick with responding. He walked us through the entire process and made everything crystal clear. Nathan was the best person to be able to work with while purchasing our first home. We felt confident in our decisions and the process. Definitely the best home buying experience ever!
Cheyenne B. from Town of East Greenbush, NY
Nathan went above and beyond to help us through every phase of the process of buying a new house. He assisted us with how much we were able to spend, what areas to look in, gave us up to date property tax information, worked to find us the best loan rate and was there for us right through to the closing. Very nice and professional people. Thank you Nathan!
Daniel L. from Albany, NY
I am a condo owner in Boston and I was looking to purchase a home in NY. This made the process a little bit more difficult and I was worried I was getting in over my head. I appreciated Nathan's thoroughness in explaining all loan options. This made me feel like I had a great understanding of what exactly I was getting myself into. I also very much appreciated that he didn't push numbers at me; he knew I had a budget and he did an amazing job sticking with it. There is a lot of paperwork to be handled and his process is super easy! He was very responsive. He was on vacation and still answering my texts! I would highly recommend Nathan to anyone interested in looking for a loan; his knowledge and responsiveness is amazing!
Judy E. from Albany, NY
Nathan was more helpful than the other 5 people I gave a chance to be my loan officer. I was referred to him and I couldn’t be happier. He blew everyone else out of the water. Whether it was rate, closing costs, professionality, or even as far as just listening and understanding needs, he was the best. I wouldn’t have rather gone through anyone else. He found the best for my situation and I’m confident he would do the same for anyone else!
Christian G. from Wynantskill, NY
This was our first home and we are so glad we went with Nathan! He helped us throughout the whole process and always made sure to keep us in the loop. He was patient and explained everything in detail and made sure to address every question we had. He was a pleasure to work with, and we will use him again in the future if we buy another home.
Avrie C. from Ballston Spa, NY
We greatly enjoyed working with Nathan. He made the mortgage process transparent and as easy as possible. He was available to run numbers and provide advice whenever we even considered buying a home. He helped us map out our budget and understand the variables that determine mortgage rates and monthly payment. As we hoped all of our costs came in lower than anticipated - there were only good surprises on closing day! We can't recommend him enough.
Kevin from Troy NY
Where do I start? Working with Nathan throughout the home buying process was truly a god send. Not only did he get us a great rate, but he made it easy & walked us through every step. Thoroughly explained & answered all of our questions without hesitation. Not only was getting our approval a breeze, but closing was just as simple thanks to all the hard work Nathan put in. Did I mention we closed at a lower price than originally anticipated too? Without a doubt, we know who to call for our next purchase, & exactly who we will be recommending anyone we know & love to in the future. Nathan will not leave you disappointed.
K. N. from Town of Coeymans, NY
100% trustworthy team. Nathan took the time to explain our different options in a clear and concise manner so my wife and I understood exactly what we getting into. No "just trust me" attitude. Plus, if you deal with Nathan you HAVE to let him beatbox for you! Will recommend to anyone and everyone that needs this service.
Todd N. from East Greenbush
We explored several lenders and as soon as we talked with Nathan the choice was obvious. He made an overwhelming process feel easy and smooth, and alleviated our anxiety by explaining things clearly. He was there with information before we could even ask the question! We moved from far away and he even helped us out with other recommendations for other services in the area as well!
April B. from Town of East Greenbush, NY
I used Nathan to purchase my first home this summer. He is knowledgeable, professional, and always quick to respond to my many questions, making the process easy from start to finish. I highly recommend Nathan!
Maren S. from Town of Coeymans, NY
Nathan was always ready to answer all of my questions. He thoroughly explained all of my options, and made sure I knew exactly what to expect at every step of the process.
Ethan from Town Of Clifton Park, NY
Nathan Averill assisted My Wife and I in buying our first home. It would be difficult to list all of the good things that he did for us. From the very beginning he was inviting and professional. Nathan was very clear and concise with his explanation of mortgage process from start to finish. I hope to work with Nathan in the future. I can easily say that it was a 10/10 and HIGHLY suggest using his guidance in your Home buying Journey. Thanks Again Nathan!
Pat C. from Mechanicville, NY
I would highly recommend Nathan Averill to anyone looking to apply for a mortgage. He was extremely professional and friendly to work with, always getting back to us right away with any question. He would always keep us posted with our loan status and always let us know what the next step would be in advance. I couldn't believe that being a first-time home buyer would be this easy, it would not have been possible without Nathan's help. Thank you!!
Lalita S. from Schenectady, NY
Nathan Averill was indispensable as I ventured to acquire three small apartment buildings (in the capital District and beyond) in very close succession. This was especially sensitive as each loan was unique and impacted the others for qualifying. It’s not enough for a Mortgage Originator to have access to a diverse group of lending products, he must also demonstrate mastery regarding stipulations and nuances of each of them, as does Nathan. Further, Nathan has the resources to bring all these components together and tirelessly exchange information to expedite any loan scenario. I was carried through the process with confidence as each of my properties were funded with the best financing. A New loan or refinance for a single family home would certainly be a no-brainer for him. Thank you Nathan!
Russell H. from Schenectady, NY
I would highly recommend Nathan to anyone looking to apply/ get preapproved for a mortgage. Nathan was extremely helpful throughout the entire process, and would always get back to me right away with any questions that I had. Not only was he very friendly and reliable, but was also able to lower my closing costs the day of my closing. Would recommend Nathan to anyone!
Erin K from Schenectady, NY
My wife and I are closing on our first home this very morning. And I must say I have nothing but great things to say about Nathan Averill. From the start Nathan was determined to find us the best rate best payment and best value for our dollar. He was very pleasant and easy to work with. They take calls day and night and all weekend too just to insure you don't miss out on the one chance of finding and offering on your dream home. And honestly the morning of closing the biggest thought in my mind is what I am writing about him in this review. 100% totally stress free from start to finish. He made the home buying process very very easy. Can't say enough great things.
Adam H.
Nathan was extremely helpful throughout our house buying process. He was very dedicated to helping us and putting us first. He was able to beat the rate we requested and got us a nice low mortgage payment. He was even able to lower closing costs at the end of the closing by nearly 35%. He is very reliable with his work. He came to our closing and made things very easy. I highly recommend Nathan to anyone the first time buyer or the tenth home he will make it very easy and hand off on the buyers end.
M. N. from Schenectady, NY
I'm very happy with Nathan. He did a great job and was extremely helpful and easy to get a hold of. He went above and beyond for me and my wife and I would use him again in a heartbeat.
Jason P. from Cohoes, NY
Nathan is very knowledgeable and very transparent throughout the entire process. He was always reachable and readily available to answer any questions or concerns you might have. Thanks again Nathan
Ortelli B. from Albany, NY
I was a little skeptical of using a Mortgage Broker company against the traditional banking institutions that I was used to, however, after meeting Nathan Averill face to face, all my fears that I would not get a fair deal were washed away. From the first meeting Nathan laid out a very detailed and comprehensive game plan on how to approach the real estate transaction that would make sure I paid the least amount of interest I had to, and kept closing costs (The costs of purchasing a home that comes out of your pocket, such as down payments, inspections and so on that Nathan will detail) to a minimum. He also explained and educated me on what to expect, and how to deal with certain situations that could impact me financially. I was astounded by the amount of knowledge he had, which was understandable due to his experience and education in the financial sector. And furthermore, I was astounded by his amazing and down to earth personality. He was warm, inviting, open and communicative, which was the polar opposite of the representatives of the banks and credit unions I went to earlier. After a couple of days of thinking, I decided to go with Nathan to represent my financial interests in the home purchasing experience, and as our first meeting, the rest of the transaction was like that; Smooth, Communicative, fast and always looking out for my best interests. Within days of having Nathan on my team, he was able to find out a good solid number as to what I would be able to finance, and at a very good interest rate as well. Whenever I found a home that I liked, that looked as though it might have a lot of offers put in quickly, he was always very quick to draft a Proof of Funds letter(A letter that is very important in the home buying procedure, that shows the seller you will have the funds to purchase the home, Nathan will explain more in detail)addressed to the seller within hours and sometimes even in minutes of me bringing it to his attention. When I finally did find a home that I put in an offer in, to which it was accepted, Nathan was quick to move on this. At this point, things become very serious, and Nathan made sure everything went smoothly and quickly, and this is where I knew for sure I made the right choice in going with him. We had another face to face meeting to discuss which lender to go with, and things involving interest rates, closing costs and other details. He went through all the details so that I would be making the best decisions. He then went about communicating with all parties involved with the transaction from the lender, to the real estate agents and lawyers to ensure that I got the best deal possible and to make sure it went as fast and accurate as possible. With his attention to detail, he unearthed issues on the other side of the transaction that could have caused problems for me and addressed them quickly so that we can move on quickly. During this entire process, I was nerve-racked, however, Nathan was always there to explain everything and make sure I got the best deal. When the closing day finally came, Nathan to my surprise and delight revealed a closing cost that was much lower than his initial estimates. He was also there at the transaction himself, to hand over the check from the lender to the seller, all this despite his busy schedule. He was always was there for me during the process and in the end as well. Nathan Averill is an amazing person and very, very, very excellent at his job. He was always looking out for my best interests and made sure I received a good interest rate, minimized my closing costs, and made this process very smooth, accurate, efficient and fast. The time it took to close from the day that the sellers accepted my offer to the official closing day was just a little over a month! That is something that is not common, with some closing periods taking two months or more. Overall, it was a pleasure dealing with Nathan, and if you go with him, I'm positive you will come out for the better in your transaction. I apologize for the long review, however, I wanted to put in the same amount of effort and detail into this review that he put in for me. Furthermore, this review is for a house that Nathan helped me secure financing for, in December of 2018, and I can honestly say, that after four months, that I made the right choice going with Nathan Averill. Thanks Again for everything, Nathan!
Syed Z. from Schenectady, NY